Painting a Complete Picture - Part 2: Income and Wealth

November 13, 2018
In credit risk decisioning, an applicant’s point-in-time income paints only part of the overall picture of one’s capacity to repay a loan. How do you get a more complete picture of an applicant’s financial position? Amy Graybill, Vice President of Enterprise Insights & Core Data Products at Equifax discusses the alternative sources of data that can help lenders paint a more complete picture of income and wealth.
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Painting a Complete Picture - Part 3: Data Trends
Painting a Complete Picture - Part 3: Data Trends

In credit risk decisioning, a point-in-time snapshot of a consumer’s income and credit history paint only p...

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Painting a Complete Picture - Part 1: Financial Obligations
Painting a Complete Picture - Part 1: Financial Obligations

In credit risk decisioning, traditional loans and other debt obligations paint only part of the overall pic...