How Can You Impact Your Credit History & Credit Score?
Consumers can takes steps over time to impact their credit histories and credit scores. There are six key actions that consumers have at their disposal: 1. Pay bills on time 2. Avoid bankruptcy 3. Use less than 30-40% of available credit on any one credit account 4. Check credit reports regularly 5. Write credit explanations to credit bureaus Making changes to credit histories and credit scores is not a quick-fix, as consumers need time to make positive changes in how they repay their outstanding credit obligations.It is important for consumers to know where they stand and what actions they can take to impact their credit.