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Advanced Risk Score for Utilities

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CONTACT US E q u i f a x VALIDATED M o d e l R i s k M a n a g e m e n t Proactively Help Reduce Risk Instead of draining your resources to recover aging past-due accounts, now you can take proactive steps to help reduce delinquency risk. Advanced Energy Risk Score SM delivers a unique, industry-specific score. The score can be used throughout the customer lifecycle to spot delinquency risk by: ■ ■ Helping to predict the likelihood of a consumer becoming over 90 days past due on energy and utility accounts — important information that is useful in account acquisition, activation, management and collections. ■ ■ Combining market-leading Equifax consumer credit data, energy industry data and proven analytics to assess applicant risk and help utility providers set more appropriate deposits. Advanced Energy Risk Score helps predict a consumer's likelihood of becoming 90-plus days past due on energy and utility accounts. This score uses our consumer attribute suite. With a more current view of consumers, you can make better informed decisions that may drive improved operational efficiency and increased profitability today, and well into the future. Perform Better Across Your Utilities Organization, and Your Customer Lifecycle Our utility industry-specific scoring model can help you manage your customer credit risk and enable process efficiencies, which can lead to overall performance impacts. 1 You get pre-emptive insight that can help you: ■ ■ Determine appropriate deposit amounts on a per-customer basis ■ ■ Manage account activations consistently and with fewer subjective evaluations ■ ■ Help strengthen customer relationships by identifying and targeting customers for service enhancements 1 In many model development exercises conducted by Equifax Data & Analytics through various use cases, the Advanced Decisioning Attributes used within model development have proven to have 5%-20% more predictive power than legacy attribute versions. Actual results may vary depending on individual customer portfolios. KEY BENEFITS Make more consistent decisions with a robust score that leverages our most updated consumer credit attributes Increase decisioning consistency with a sample that includes almost 300,000 accounts covering multiple industry data sources Protect your portfolio profitability by setting appropriate deposit amounts and decreasing delinquent accounts Help expand and improve customer relationships by increasing activations and targeting groups for cross-selling Advanced Energy Risk Score Copyright © 2017, Equifax Inc., Atlanta, Georgia. All rights reserved. Equifax is a registered trademark of Equifax Inc. 17-130008 For more information: cdm_inquiries@equifax.com equifax.com/cudm

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