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Data Furnisher Guidebook

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Guidebook for Prospective Data Furnishers U.S. Consumer Data Operations Introduction At Equifax, we continually gather updated consumer credit data from thousands of sources and have one of the most comprehensive credit databases in the industry. This data is then transformed into knowledge- based solutions our customers use to help give them the leading edge in every transaction. To keep the consumer credit database of information current and to uphold the quality of the files, Equifax relies on credit grantors to fully report their customer data on a monthly basis. Furnishers who report data to Equifax play a vital role in helping identify credit risk and reduce financial losses throughout the entire credit granting community. Additionally, by reporting data, Equifax customers help strengthen the individual credit files of their borrowers. By having comprehensive and up-to-date information, Equifax can also accelerate the lending process for end-users. Furnishers who report data to Equifax play a vital role in helping identify credit risk and reduce financial losses throughout the entire credit granting community. Last Updated: April 2016

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