Automotive – Insights
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Read ArticleAttribution Is Not Easy, But It’s Crucial
All advertising has a goal, which is to make the consumer aware of a product or service and encourage them to buy. In this spirit, more marketers are focusing on attribution measurement and trying...
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Read ArticleHow Financial Network, Inc. is helping customers with The Work Number
Financial Network, Inc. (FNI) recently joined forces with Equifax to provide employment and income verification solutions to customers through a connection to The Work Number® (TWN) database —...
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Read ArticleWhat is A Federated Digital Identity?
A federated identity is the result of linking a consumer’s digital identity and the attributes, which are stored across multiple, unrelated identity management systems. This digital identity can...
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Read ArticleBest Practices for Fighting Synthetic Identity Fraud
Synthetic identity fraud is a well-organized activity of fraud rings looking for ways to create and then nurture fake identities over a long period of time. Fraudsters can build a synthetic...
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Read ArticleCredit through the Ages: Where it all Began
Exploding volumes of data and staggering advances in analytics and technology provide financial institutions with limitless opportunities to assess and predict consumer financial behavior. This...
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Read ArticleDo Retail Store Closures Affect How Consumers Pay Their Private Label Credit Cards?
In our changing retail landscape, many stores are closing and retail chains head into bankruptcy. Consumers who owe money on their private label credit card may wonder what it means when their...
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Read ArticleThe Impact of Synthetic Identity Fraud… By the Numbers
What is synthetic identity fraud? Synthetic identity fraud occurs when fraudsters create new, fictitious identities by using different components of real identities – such as a name from one...
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Read Article
Delivering Insights that Drive More Profitable Deals
Without proper insight into dealership behaviors, loan performance, and the competitive landscape, it’s difficult for auto lenders to assess risk and identify high-value dealers to build...
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Read ArticleAffordability: The Important Missing Detail in a Car Buying Decision
By: John Giamalvo, VP, Dealer Services, Automotive Elements of the car shopping process have certainly moved upstream to the consumer over the last 25 years, and not just because of the internet....
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Read ArticleHow Fraudsters Are Using Synthetic Identities
Pathways to Synthetic Identity Fraud Fabricated social security numbers (SSNs) and authorized user abuse are the two main pathways into synthetic identity fraud. Fraudsters can build synthetic...
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Read ArticleJ.D. Byrider uses Equifax Ignite to Increase Auto Buyer Approvals by 10 Percent
When J.D. Byrider, a leading used car sales and finance enterprise, expanded geographically and organically, they needed to better identify risk and streamline deal structures. They turned to...
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Read ArticleNew Tax Cuts: Immediate Impact to Credit Expected?
As economists, we study the historical impacts of natural disasters, changes in government policy or actions by central banks so that we can make an educated ‘guess’ as to how the economy might...
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Read ArticleEarly Payment Performance: Changing standards?
Assessing early payment performance on recent vintages for key tradelines provides a good barometer for lending conditions in the current economic climate. Segmenting and analyzing tradelines by...
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Read Article2017 Resource Round-Up: Insights at Your Fingertips
Ready access to valuable insights delivered to your inbox in 2017 Equifax shares a number of resources created to help you grow and protect your business 2017 was an eventful year across the...
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Read ArticleHousehold debt is creeping up. Cause for alarm? Not yet.
The latest U.S. Economic and Credit Trends Outlook webinar from Equifax featured guest speaker Cristian deRitis, Senior Director at Moody’s Analytics. In addition to the customary review of recent...
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Read ArticleWebinar On Demand: The Credit Impact of Hurricanes
Hurricanes Harvey, Irma, and Maria wreaked havoc across the South. Banks, lenders and dealers alike are left wondering what the full impact might be on their books of business. Join Equifax and...
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Read ArticleAuto by Auto Experts: Clair Wallace
Auto lenders and dealers want more knowledge and faster information about their markets and customers—on and off the lot so they can quickly close deals and grow their businesses. The Automotive...
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Read ArticleWebinar on Demand: Nebulous Digital Marketing Investment is Dead
A thoughtful, data-driven strategy helps optimize spend—and results It’s not surprising how much companies are expected to spend on digital marketing over the next five years—$119 billion—but what...
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Read ArticleRegister Now: The Credit Impact of Hurricanes
The Credit Impact of Hurricanes Hosted by Equifax and Moody’s Analytics December 13, 2017 at 1:00pm ET Hurricanes Harvey, Irma, and Maria wreaked havoc across the South. Banks, lenders and dealers...
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Read ArticleWebinar On Demand: Q4 U.S. Economic and Credit Trend Outlook
This quarterly webinar series is aimed at helping you make more informed decisions, with economic and consumer credit insights from across the U.S. Join Equifax as chief economist Amy Crews Cutts...
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