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Automotive – Insights

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  • Westlake Financial Uses Dealer Intelligence Tool to Help Grow Portfolios

    Equifax recently announced that Westlake Financial, a privately held financial company that specializes in the acquisition and servicing of prime to sub-prime automotive retail installment...

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  • Military Lending Act – Credit Card Compliance

    Military Lending Act – Credit Card Compliance

    In 2006, Congress passed the Military Lending Act (MLA) to help protect active duty service members and their dependents from predatory lending. In 2015, the Department of Defense (DOD) issued a...

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  • Auto Dealers: Verify Income & Employment to Help Sell More Cars

    Auto Dealers: Verify Income & Employment to Help Sell More Cars

    Today, the average car buyer spends nearly 70 percent of the total purchase process online, rapidly clicking their way to exactly what they want. Dealers need to be able to create a similarly...

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  • Webinar On Demand: Military Lending Act – Credit Card Compliance

    Webinar On Demand: Military Lending Act – Credit Card Compliance

    The next phase of The Military Lending Act (MLA) Final Rule will take effect October 3, 2017, requiring credit card issuers to include a determination of an applicant’s military “covered borrower”...

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  • Auto by Auto Experts: John Giamalvo

    Auto by Auto Experts: John Giamalvo

    Auto lenders and dealers want more knowledge and faster information about their markets and customers—on and off the lot so they can quickly close deals and grow their businesses. The Automotive...

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  • Final Reminder: Military Lending Act – Credit Card Compliance Webinar

    Final Reminder: Military Lending Act – Credit Card Compliance Webinar

    The next phase of The Military Lending Act (MLA) Final Rule will take effect October 3, 2017, requiring credit card issuers to include a determination of an applicant’s military “covered borrower”...

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  • 2017 National Alliance of Buy Here, Pay Here Dealers Conference:  Change is Good

    2017 National Alliance of Buy Here, Pay Here Dealers Conference: Change is Good

    The theme for NABD 2017 in Las Vegas May 23-25 was “Embracing Change”.  With a wide variety of Buy Here, Pay Here (BHPH) dealership sizes and business practices, change can look different and span...

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  • Webinar On Demand: Q2 U.S. Economic and Credit Trends Outlook from Equifax

    Webinar On Demand: Q2 U.S. Economic and Credit Trends Outlook from Equifax

    Listen now  as Chief Economist Amy Crews Cutts delivers insights that can help drive strategic growth at your organization. During this webinar, Amy will discuss: U.S. Economic Overview Special...

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  • For The Affluent, A Lease Model Is No Longer Off Limits

    For The Affluent, A Lease Model Is No Longer Off Limits

    An uncertain economy might scare some marketers, but for others, it presents an interesting opportunity to adopt a new perspective. In the past, the affluent were often regarded as spenders —...

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  • Register Now: Military Lending Act – Credit Card Compliance Webinar

    Register Now: Military Lending Act – Credit Card Compliance Webinar

    The next phase of The Military Lending Act (MLA) Final Rule will take effect October 3, 2017, requiring credit card issuers to include a determination of an applicant’s military “covered borrower”...

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  • Quarterly U.S. Economic and Credit Trends from Equifax – Credit Card Activity Remains Strong and Steady

    Quarterly U.S. Economic and Credit Trends from Equifax – Credit Card Activity Remains Strong and Steady

    As part of our new quarterly series, U.S. Economic and Credit Trends Outlook, Equifax is sharing fresh insights and information about current economic conditions. We hope this regular update can...

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  • Register Now: Q2 Economic and Credit Trends from Equifax

    Register Now: Q2 Economic and Credit Trends from Equifax

    It’s almost time for the Q2 U.S. Economic and Credit Trends Outlook from Equifax. This quarterly webinar series is aimed at helping you make more informed decisions, with economic and consumer...

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  • In Luxury Auto, Dealers Must Be Data-driven

    In Luxury Auto, Dealers Must Be Data-driven

    The dealership is no longer a consumer’s first stop when researching an auto purchase. While the test drive remains essential, most consumers begin their search online, drastically cutting down on...

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  • U.S. Economy is Looking Up, as Improvement Continues Through 2017

    U.S. Economy is Looking Up, as Improvement Continues Through 2017

    Having a basic understanding of current economic conditions can help you make smarter, more strategic decisions about your business. You can benchmark your performance against national markets and...

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  • Auto by Auto Experts: Lou Loquasto

    Auto by Auto Experts: Lou Loquasto

    Auto lenders and dealers want more knowledge and faster information about their markets and customers—on and off the lot so they can quickly close deals and grow their businesses. The Automotive...

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  • “If it ain’t broke, don’t fix it.” Right? Wrong.

    “If it ain’t broke, don’t fix it.” Right? Wrong.

    Don’t wait to re-evaluate your analytic model It can require a lot of time, money and effort to build a sound predictive analytic model. Between the data, analytics, development, testing,...

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  • For Auto Dealers, Data is the Gateway to a Consumer-Centered Approach

    For Auto Dealers, Data is the Gateway to a Consumer-Centered Approach

    Written By: Lena Bourgeois, Vice President, Enterprise Alliances Automotive The internet has completely changed the auto sales process. The average consumer spends hours online prior to setting...

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  • CBA Live 2017: Visit Equifax at Booth 56!

    CBA Live 2017: Visit Equifax at Booth 56!

    Ready to drive growth and better protect your business? We’ll show you how at CBA Live! April 3 – 5, 2017 at the Gaylord Texan, Dallas, TX Equifax booth # 56 You’ve known for years that Equifax...

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  • Segmentation Can Help Overcome Addressable TV’s Small Scale

    Segmentation Can Help Overcome Addressable TV’s Small Scale

    While TV has long been a fantastic way to deliver messaging to a wide audience, marketers have recently been attracted to new methods that allow them to use the deeply engaging medium in a more...

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  • 3 Considerations when targeting “HENRYs” (High earner, not rich yet)

    3 Considerations when targeting “HENRYs” (High earner, not rich yet)

    In today’s quest to effectively reach and target new audiences, one group gaining popularity is the “high earner, not rich yet” consumer, or the HENRY. The acronym clearly defines why these...

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